Low or No Equity?

The "low equity, no equity" situation is one of the most common problems we come across. In most cases, the homeowner has tried to either list their house with another agent or try to sell it "for sale by owner" with no luck.

If you are 2 or more payments behind on your mortgage we may be able to help you qualify for a "short sale".  A short sale is simply a negotiated settlement with your mortgage company.  Contrary to popular opinion, banks and mortgage companies are not in a hurry to foreclose on delinquent borrowers.  They will often accept a reduced payoff from a behind-on-payments borrower to avoid going through the hassle of foreclosing. 

If you have a first mortgage over $200K or a large second mortgage ($25K or more) we may be able to help you complete a short sale.  We have done dozens successfully.  

The Hays Team can help in situations like this. We have worked with people in difficult situations for over 7 years.  As licensed agents, we will work for you to get top dollar for your house instead of trying to steal your house like many of the so-called "real estate investors" out there.  We can provide you with workable, respectable solutions to your financial dilemma.  We are able to work with you and your lending institution to help you get your house sold and avoid a possible foreclosure situation. We may be able to take the burden of trying to catch up payments off your back, so you can attempt a fresh start in another home you are better able to afford.

Please feel free to call us at (770) 908-2280 or fill out the confidential property information sheet below.  We will process the information and get back to you generally within 24 hours.